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Demo Two Light
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Demo Two Dark
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Demo Three Light
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Demo Three Dark
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Home improvement and car loan

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How to get started

The bank account that provides flexible access with more ways to bank
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Features & benefits

Create current accounts for all your needs

  • No fees on select services and additional accounts
  • Earns interest See rates
  • Option to set up Balance Connect™ for overdraft protection
  • Paper checks available (no charge or discounted depending on check style)
  • Maintain a combined balance of $10,000 in eligible linked accounts Learn about combined balances

Plus peace of mind that your money is safe and secure, with our 100% Security Guarantee.

What do you need to open a current account?

Our eligibility checker allows you to find out whether you'll be accepted before you apply with us. It takes around 2 minutes and it won't harm your credit rating.

Compare Accounts

The bank account that provides flexible access with more ways to bank

  • No monthly maintenance fee, no minimum balance
  • Paper checks and every digital feature
  • $0 Maintenance Fee
  • No Interest Bearing
  • Interest bearing
  • Discounts on checks
  • Waivable Monthly Maintenance Fee
  • No Fee ATMs
  • $18 Maintenance Fee
  • Yes Interest Bearing
  • Relationship rates and discounts
  • Automatic daily sweeps to savings
  • Premium management and investing services
  • Financial management and our best standard rate
  • $25 Maintenance Fee
  • Yes Interest Bearing

Here's what you'll get with each account setting

Our $0 Liability Guarantee credits fraudulent transactions made with your debit card back to your account as soon as the next business day if your card is lost or stolen.

Deposit a check into your account using the camera on your smartphone or tablet and the Mobile Banking app. Don't worry: Check images are stored securely at the bank.

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Lock a missing card quickly and easily to prevent unauthorized use. Cards can be added to a digital wallet for use at stores, cardless ATMs and more.

Know now and react fast to important account changes. You can set custom alerts via email or text for things like a low balance, a pending deposit, an upcoming bill.

Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.

You can see the big picture with our interactive Spending and Budgeting tool. Track your habits and set up budgets to take more control over your money.

Need to access your account quickly? Sign in to the Bank of America Mobile Banking app using the fingerprint feature on your mobile device.

Frequently asked questions

Got a question about how we’re organised, applying to work for us, or looking for financial or shareholder information? View more Q&A here

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